Assessing the Institutional Outreach and Sustainability of Micro Finance Institutions in Ethiopia: Evidence from Omo Microfinance Institution Hawassa Branch
American Journal of Theoretical and Applied Business
Volume 6, Issue 1, May 2020, Pages: 1-5
Received: Mar. 2, 2020;
Accepted: Mar. 19, 2020;
Published: Apr. 30, 2020
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Mathewos Yure Dangisso, Furra Institute of Development Studies and Education, Furra College Hawassa Gudamale Campus, Yirgalem, Ethiopia
Kanbiro Orkaido Deyganto, Furra Institute of Development Studies and Education, Furra College Hawassa Gudamale Campus, Yirgalem, Ethiopia
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Institutional sustainability and outreach are key issues in micro finance institutions. So, the objective of this study was to assess the institutional outreach and sustainability of Omo Microfinance Institution Hawassa branch. To this end, the researchers used descriptive research design because using this type of research design enables the researchers to assess and describe the present situation of institutional sustainability and outreach of the institution. The primary data was collected from sixty respondents using structured questionnaire. Then, descriptive statistics analysis has been done through SPSS version 20.0 in order to get the reliable findings. Consequently, the result of this study showed that the level of sustainability and institutional outreach is improved by deposit and saving mobilization. Besides, this study revealed that the outreach and sustainability of OMFI Hawassa branch were influenced by constraints such poor loan management, flexibility of loan repayment schedule, and loan defaulting faced by customers. Based on the findings of the study, the researchers forwarded possible recommendations for the OMFI Hawassa branch in order to improve the institutional sustainability and outreach.
Omo Microfinance Institution, Sustainability, Outreach, Hawassa, Ethiopia
To cite this article
Mathewos Yure Dangisso,
Kanbiro Orkaido Deyganto,
Assessing the Institutional Outreach and Sustainability of Micro Finance Institutions in Ethiopia: Evidence from Omo Microfinance Institution Hawassa Branch, American Journal of Theoretical and Applied Business.
Vol. 6, No. 1,
2020, pp. 1-5.
Copyright © 2020 Authors retain the copyright of this article.
This article is an open access article distributed under the Creative Commons Attribution License (http://creativecommons.org/licenses/by/4.0/
) which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
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