Development of a Credit Scoring Model for Retail Loan Granting Financial Institutions from Frontier Markets
International Journal of Business and Economics Research
Volume 5, Issue 5, October 2016, Pages: 135-142
Received: Jun. 27, 2016; Accepted: Jul. 5, 2016; Published: Aug. 10, 2016
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Author
Kazi Rashedul Hasan, Department of Finance, American International University-Bangladesh (AIUB), Dhaka, Bangladesh
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Abstract
The primary focus of this paper is to develop a retail credit scoring model specifically suitable for financial institutions from emerging economies, where availability of reliable data is scarce. In addition, the study seeks to illustrate the efficacy of such credit scoring models and emphasize improvements that can be achieved in the decision-making function of consumer credit granting process.
Keywords
Credit Scoring Model, Logistic Regression, Credit Risk Assessment, Risk Management, Financial Institutions, Frontier Markets
To cite this article
Kazi Rashedul Hasan, Development of a Credit Scoring Model for Retail Loan Granting Financial Institutions from Frontier Markets, International Journal of Business and Economics Research. Vol. 5, No. 5, 2016, pp. 135-142. doi: 10.11648/j.ijber.20160505.11
Copyright
Copyright © 2016 Authors retain the copyright of this article.
This article is an open access article distributed under the Creative Commons Attribution License (http://creativecommons.org/licenses/by/4.0/) which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
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