E-Banking Practice in Bangladesh: Comparative Study on Male and Female Users
International Journal of Business and Economics Research
Volume 5, Issue 3, June 2016, Pages: 71-74
Received: Apr. 27, 2016; Accepted: May 6, 2016; Published: May 26, 2016
Views 3355      Downloads 120
Mohammad Shamsus Sadekin, Department of Humanities, Chittagong University of Engineering & Technology, Chittagong, Bangladesh
Md. Abdul Hannan Shaikh, Department of Management, Islamic University, Kushtia, Bangladesh
Article Tools
Follow on us
E-banking implies provision of banking products and services through electronic delivery channels. Factors that affect e-banking practice and its security are different from traditional banking services because of their uncertain nature of the online environment. Every step in the online banking activities is secured by one or more security mechanisms. Most of the Bangladeshi customers both male and female are not conscious about e-banking security. They have lack of technical knowledge to handle their e-bank account. Many of them have no computer in their residence. Female users are more conscious than male. Bangladeshi banks are operating their e-banking functions by non-technical hand. The main objective of present study is to find out the perception, attitude and practice of male and female users of e-banking in Bangladesh. The investigation was concentrated on male and female users of e-banking in various divisions, districts, towns and rural areas in Bangladesh. The sample consisted of 22 female and 98 male bankers and bank customers, were selected purposively from various territory. Out of 120 respondents, 48 bankers and 72 bank customers gave their opinion on many issues of e-banking. Data was collected using questionnaire administrated by the researcher. Data were processed through micro computer using Statistical Package for Social Science (SPSS). For analyzing data suitable statistical tools such as chi-squire test and Pearson product correlation were used.
Trust of E-Banking, Types of Password, Check the Bank Statement
To cite this article
Mohammad Shamsus Sadekin, Md. Abdul Hannan Shaikh, E-Banking Practice in Bangladesh: Comparative Study on Male and Female Users, International Journal of Business and Economics Research. Vol. 5, No. 3, 2016, pp. 71-74. doi: 10.11648/j.ijber.20160503.16
Copyright © 2016 Authors retain the copyright of this article.
This article is an open access article distributed under the Creative Commons Attribution License (http://creativecommons.org/licenses/by/4.0/) which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
Biswas S et. al., Electronic Banking in Bangladesh: Security Issues, Forms, Opportunities and Challenges. Canadian Journal on Scientific and Industrial Research. 2 (5), (2011).
Islam M M (2005), “Proposed ICT Infrastructure for E-banking in Bangladesh.” Department of Computer and Systems Sciences, Royal Institute of Technology (KTH).
Bahl S (2012), “E-Banking: Challenges & Policy Implications.” International Journal of Computing & Business Research.
Al-Amin S and Rahman S (2010), “Application of Electronic Banking in Bangladesh: An Overview.” Bangladesh Research Publication Journal. ISSN: 1998-2003, Volume-4, Issue: 2, Page 172-184.
Ghamdi A (2011), “Gender Perceptions towards Internet Banking Loyalty: Empirical Evidence.” Marketing. conference services.net /resources/.../ AM2011_0307.pd.
Goyal V M & Goyal G (2012), “Customer perception towards Internet banking w.r.f to private and foreign banks in India.” International Journal of Computing & Business Research.
Sadekin M S and Shaikh M A H (2015), “Security of E-Banking in Bangladesh.” Journal of Finance and Accounting.
Ali M M, Ahmed R, Rahman A, Azam M M (2007). “Electronic banking in Bangladesh: Potential and Constraints.” Dhaka Uni. J. Mar. 10: 1-19.
Hasan A H M S, Baten M A, Kamil A A and Parvin S (2010) “Adoption of E-Banking in Bangladesh: An exploratory Study.” African Journal of Business Management. Vol. 4, No. 13.
Ali M M (2010) “E-Business and Online Banking in Bangladesh: An Analysis.” AIUB Bus Econ Working Paper Series, No 2010-03.
Hasan K (2007) “E-Banking in Bangladesh: The Future Banking.” www.wbiconpro.com/602-Kamril.pdf.
Science Publishing Group
1 Rockefeller Plaza,
10th and 11th Floors,
New York, NY 10020
Tel: (001)347-983-5186