The Effect of Financial Variables on Bank Performance Pre and Post Financial Crisis
Journal of Finance and Accounting
Volume 4, Issue 6, November 2016, Pages: 378-382
Received: Dec. 7, 2016; Accepted: Dec. 19, 2016; Published: Jan. 5, 2017
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Authors
Asima Saddique, Department of Business Administration, Government College University, Faisalabad, Pakistan
Mahmood Ahmad, Department of Business Administration, Government College University, Faisalabad, Pakistan
Raheel Mumtaz, Department of Commerce, Government College University, Faisalabad, Pakistan
Muhammad Arif, Department of Commerce, Government College University, Faisalabad, Pakistan
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Abstract
This study endeavored to find out the effect of financial variables on bank performance pre and post financial crisis of 2008 in Pakistan. Using regression analysis the study revealed that financial crises of 2008 posed a significant influence on the performance of conventional and Islamic banks in Pakistan and pronounced a negative relationship between financial crises and bank performance. The Capital adequacy, assets quality, management quality, liquidity quality, earning quality and bank size posed a negative influence on bank performance during crises while NIM / NNIM showed no effect. Furthermore, Islamic banks affected far less as compared to conventional banks.
Keywords
Financial Crisis, Bank Performance, ROA, ROE and NIM/ NNIM
To cite this article
Asima Saddique, Mahmood Ahmad, Raheel Mumtaz, Muhammad Arif, The Effect of Financial Variables on Bank Performance Pre and Post Financial Crisis, Journal of Finance and Accounting. Vol. 4, No. 6, 2016, pp. 378-382. doi: 10.11648/j.jfa.20160406.18
Copyright
Copyright © 2016 Authors retain the copyright of this article.
This article is an open access article distributed under the Creative Commons Attribution License (http://creativecommons.org/licenses/by/4.0/) which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
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